Insurance - What is everyone currently using?

[SixStarsDrone]

I’m looking for current recommendations for liability insurance and possibly drone coverage as well. This is for commercial / Part 107.

I called my insurance agent today who represents numerous insurance companies. They are going to check with their carriers but it sounds like I’m the first person to have asked this question.

I’ve seen Avion and Skywatch mentioned in some other posts. Are those still the best options? I’m looking for a yearly policy, not a per job policy.

What are you paying per year?

Would Autel Care be a good option as well for drone replacement or rely solely on insurance?

 

[MikeReidPhotography]

I've been using Skywatch for three years now. One claim. Very happy so far.

 

[SixStarsDrone]

I've been using Skywatch for three years now. One claim. Very happy so far.

Was your claim for the drone itself or damage caused by the drone?

Do you or did you also have Autel Care?

 

[Junior]

For recreational only, $2.5 mil coverage that comes with the AMA membership is pretty good.

Academy of Model Aeronautics | Join Today

join.modelaircraft.org

 

[30plusretlaw]

I wouldn’t rely on Autel care if you are flying commercially. You need a company that will take care of your problem in a timely manner. So far the comments and my own experience are awful trying to contact CS. I drive a commercial truck and can call and be on hold for long periods of time using headphones there were days I called over 15 times, left messages and never got a response or call back. The only time I was able to talk to someone was on a chat window, I explained my problem, the guys said “let me get you someone to help you with that” and never came back to the chat. So yes, get outside insurance.

 

[30plusretlaw]

BTW read this thread, you might find your answer there

Insurance. What do you folks use? Is there a preferred company? What are you paying?

This might be a good time to talk about insurance for these. What do you folks use? Is there a preferred company? What are you paying? TIA!

autelpilots.com

 

[30plusretlaw]

BTW there are “in the spot” insurance companies that you call tell them where, when and what time are you flying and they will cover you for that period with out having an insurance for the time you are not flying. I saw a video once of someone explaining the process but I don’t remember who it was. It works like aloft. You clear your flight before you fly

 

[30plusretlaw]

I just did a search for Companies affecting liability insurance for drones and a bunch of companies popped up. I read this article from this page The 6 Best Drone Insurance Companies that might help you a little . I believe Skyfly is the one that let you call before you fly and will cover tha liability for that flight.

 

[kenautelevo2pro]

For recreational only, $2.5 mil coverage that comes with the AMA membership is pretty good.

Academy of Model Aeronautics | Join Today

join.modelaircraft.org

what do you know about this? i have it (as part of membership) but i'm still not sure what it covers. isn't this liability only and even then, only under certain circumstances?

 

[MikeReidPhotography]

Was your claim for the drone itself or damage caused by the drone?

Do you or did you also have Autel Care?

A crow took out my drone over a forest. The crow got an attorney who wanted to play hardball.

(kidding)
I couldn't retrieve it but they paid the claim. They paid basically for the cost of a refurb'd one on DJI.com

 

[SixStarsDrone]

I just did a search for Companies affecting liability insurance for drones and a bunch of companies popped up. I read this article from this page The 6 Best Drone Insurance Companies that might help you a little . I believe Skyfly is the one that let you call before you fly and will cover tha liability for that flight.

I found the same article the other night. Some good information.

 

[AirModo - Drone Insurance]

Take a look at AirModo drone insurance for hourly or annual coverage. Policies are underwritten and issued by USAIG, one of the oldest aviation insurers in the USA.